In “70Candles!,” older women explore the most important issues facing women as they age, and how society might help ease their way into the future.
Coming to terms with retiring is still a work in progress for some, particularly men. Good friends Ric O’Shay and Peter Pitt have different perspectives.
The same mind-set and habits that work so well when people are building their nest egg can damage their quality of life—and their investments—in retirement.
Olderhood.com is a website with a lot of different content related to retirement. The Olderhood business is located in the Bahamas.
For those not able to retire to the Bahamas I offer this list of books about how to re-invent yourself in retirement provided by another blogger Pat Doyle in Cincinnati. I found Pat’s blog to be helpful and inspirational and she is a great writer.
Following my last post on finding a new herd, I thought I’d look back on one of the biggest changes I’ve experienced in my transition into retirement – relationship connections. Even 3 years into retirement this continues to be a personal challenge. While I was working, I interacted with a lot of people every day. […]
See the Link to my Shopping Page for sites with lists of seniors discounts. It would be handy to have it all in a searchable database n’est pas? I think the 15% offered by the Bay on the 1st Tuesday and the 20% at Shoppers on the last Thursday with an Optimum Card are worth adding to your Calendar.
Source: Senior Discounts from 40 to 65
I’d like to find out what viewers are interested in reading about in my Blog. Here is a poll to find out.
If you haven’t been to New York here is a very convenient program to see ‘everything’ in one package. I have been to NYC once and am dying to do a repeat visit.
I have been managing my finances using Bank of Montreal Investorline and Vector Vest sites for many years. I used the stock analysis system in Vector Vest to do the actual trading in Investorline. It has been quite time consuming project and becomes a hobby if you like doing this kind of thing. Vector Vest has a 5 week special on for $ 10.00 but after that it is about $ 60.00 or about $ 20 a month for the Ipad or IPhone version which is quite limited. I found the analysis done by Vector Vest has been better than the stock analysis provided by BMO Investorline. Another fund analysis system in Morningstar which I have used but also did not find it was as helpful as Vector Vest. Vector Vest has a number of algorithms that rate stocks on multiple criteria at the same time, giving you a score.
However I recently tried to buy some mutual funds on the BMO Investorline site and I was quite disappointed with the time it took to find some high performing funds that were available for purchase on their web site. Lets say it took me two days and 2 emails to Investorline to discover they only hold a limited selection of mutual funds that the individual investor can purchase on line. They have posted a pdf on their users site with list of their holdings which are mainly BMO, RBC and TD holdings with some US $ holdings within those companies. They do not list Fidelity or Manulife Funds, which have had good returns. Lets just say they could provide a better service to their clients by including a filter to screen for stocks that can be purchased on line. The only sell series D funds. The best 3 year performance on the Morningstar site was TD Science and Technology Series F at 23.36% while the top Series D stock was RBC Global Technology at 18.02%. Thus Investorline clients would potentially loosing out on 5% return over 3 years unless they seek out other vendors of mutual funds or switch banks which is not a pretty thing. 😒
I am not an investment advisor so take this analysis with a disclaimer. These were the top preforming mutual funds based on 3 year performance that are held by BMO Investorline using the Morningstar fund screener. How long did it take me to do this? About 6 hours.
|Name||Ticker||BMO code||$ Current Price||$ Market Value||Morningstar Rating For Funds||% Total Return 3 Year||% Total Return 5 Year|
|RBC Global Technology Sr D||F0CAN0721V||RBF 1042||5.17||1,033.72||18.02||19.76|
|RBC Life Science & Technology Sr D||F0CAN0721X||RBF 1030||17.29||1,728.51||5||17.3||21.44|
|RBC US Dividend Sr D||F0CAN0721Z||RBF 1019 CDN/RBF 1541 US||26.45||2,644.71||4||13.7||16.12|
|PH&N US Multi-Style All-Cap Equity D||F00000J0A0||RBF 3511||17.49||1,749.33||3||13.21||17.09|
|RBC US Equity Class Sr D||F00000MTJA||RBF 3150 CDN RBF 3539 US||21.54||2,153.64||3||11.62||15.26|